01 - Heat olive oil in a large pot or Dutch oven over medium heat. Add diced onion, bell pepper, and jalapeño. Sauté for 4 to 5 minutes until softened.
02 - Stir in minced garlic and cook for 1 minute until fragrant.
03 - Add ground turkey, breaking it up with a spoon. Cook for 5 to 7 minutes until browned and no longer pink.
04 - Mix in chili powder, ground cumin, smoked paprika, dried oregano, black pepper, salt, and cayenne pepper if using. Cook for 1 minute, stirring constantly.
05 - Add diced tomatoes with their juices, tomato paste, drained black beans, and broth. Stir well to combine.
06 - Bring mixture to a boil, then reduce heat to low. Cover and simmer for 30 minutes, stirring occasionally.
07 - Taste and adjust seasoning as needed. Simmer uncovered for 5 to 10 minutes if a thicker texture is desired.
08 - Serve hot, garnished with cilantro, green onions, avocado, or lime wedges as desired.